We present our term deposit product, which allows you to place your funds securely and earn fixed income. You can deposit in different currencies, for the desired term, and receive high interest earnings.
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Paid at maturity |
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Term range (months) |
Annual interest rate in relevant currencies | ||
| AZN | USD | EUR | |
| 3 month | 3.5% | 1.75% | 1% |
| 6 month | 6% | 2% | 1.1% |
| 9 month | 7% | 2.25% | 1.2% |
| 12 month | 8% | 2.5% | 1.5% |
| 18 month | 8% | 2.5% | 1.5% |
| 24 month | 7.5% | 2.5% | 1.5% |
| >=36 month | 7% | 2% | 1.25% |
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Paid every 3 months |
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Term range (months) |
Annual interest rate in relevant currencies | ||
| AZN | USD | EUR | |
| 3 month | - | - | - |
| 6 month | 5.75% | 1.75% | 1.85% |
| 9 month | 6.75% | 2% | 1.95% |
| 12 month | 7.75% | 2.25% | 1.25% |
| 18 month | 7.75% | 2.25% | 1.25% |
| 24 month | 7.25% | 2.25% | 1.25% |
| >=36 month | 6.75% | 1.75% | 1% |
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Paid monthly |
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Term range (months) |
Annual interest rate in relevant currencies | ||
| AZN | USD | EUR | |
| 6 month | 5% | 1.5% | 0.60% |
| 9 month | 6% | 1.75% | 0.70% |
| 12 month | 7.5% | 2% | 1% |
| 18 month | 7.5% | 2% | 1% |
| 24 month | 7% | 2% | 1% |
| >=36 month | 6.5% | 1.5% | 0.75% |
1. Deposits in AZN for 18 months or more: all interest income earned over 3 years from January 1, 2024 is exempt from 10% tax.
2. Deposits in AZN for less than 18 months, with interest paid at maturity: monthly notional interest calculated; up to 200 AZN exempt from 10% tax.
3. Deposits in AZN for less than 18 months, with monthly interest payment: up to 200 AZN per month exempt from 10% tax.
4. For deposits placed before January 1, 2024, tax is applied according to the previous rules.
