Bankkart – Combine your credit and debit cards in one!
The Bankkart credit card combines the functionalities of both credit and debit cards, freeing you from carrying multiple cards. With the front side functioning as a credit card and the back as a debit card, you can simply insert the card and select the side you wish to use on the screen for both cashless payments and cash withdrawals.
You can perform contactless transactions with the credit side of your Bankkart without entering a PIN for payments up to 100 AZN, and by entering your PIN for payments exceeding 100 AZN.
Offered under VISA and MasterCard brands, Bankkart Credit Cards are available in Standard and Platinum types, with validity periods of 1, 3, or 5 years.
Features of the Bankkart Credit Card
With the credit side of your Bankkart, you can:
- Benefit from up to 40 days grace period (until the 10th of the following month)
- Pay any of your purchases in up to 12 monthly installments with interest
- Enjoy interest-free installments at partner merchants for up to 12 months
- And most importantly, earn cashback on your purchase
Additional Information
- Card Types: VISA Classic, Mastercard Standard, VISA Platinum, Mastercard Platinum
- Annual interest rate: Minimum 20% for Standard cards, Minimum 18% for Platinum cards
- Cash withdrawals: Available via our ATMs, as well as all Visa/MasterCard-branded ATMs in Turkey and other countries
- Online shopping: Use both credit and debit features of Bankkart securely via the 3D Secure system
- Contactless feature: Enjoy fast and secure payments with your Bankkart and save time
- APR (FİFD): 19.3%
If you would like to obtain a Bankkart Credit Card, simply visit one of our branches and apply.
Requirements for Obtaining a Bankkart Credit Card
Citizenship:
- Citizens of the Republic of Azerbaijan
- Citizens of the Republic of Turkey who have a temporary or permanent residence permit in Azerbaijan and whose primary workplace is in Azerbaijan
Age Requirements:
- Minimum age: 22 years
- Maximum age: On the date of signing the credit agreement, the borrower must not exceed the official retirement age
Required Documents:
• ID card (for Azerbaijani citizens)
• Temporary residence permit (for foreign citizens)