Ziraat Bank Azerbaijan, in cooperation with the Energy Regulatory Agency (EMTA), we offer preferential loan opportunities for energy efficiency projects through the resources of the Energy Efficiency Fund.
The loan is intended to finance projects aimed at more efficient use of energy resources, implementation of modern energy-saving technologies, and improvement of overall energy efficiency.
For priority areas eligible for preferential loans, please visit the following link: Preferential Loans | AERA - Energy Regulatory Agency
Loan Terms:
- Annual interest rate: Up to 5%
- Loan amount: From AZN 1,000 up to AZN 10,000,000
- Loan term: From 5 years up to 15 years
- Grace period: From 6 months up to 24 months
- Annual Percentage Rate (APR): Minimum 5.14% – Maximum 6.88%
Financing Scope: Financing is available for individuals and legal entities for energy-saving technologies and projects, renewable energy initiatives, and measures aimed at improving energy efficiency.
The financing is provided considering the needs of individual entrepreneurs, small and medium-sized enterprises (SMEs), as well as individuals seeking to increase energy efficiency.